Latest posts
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Rethinking Hiring: Why Old Screening Methods No Longer Match Today’s Workforce
For decades, companies have leaned heavily on background checks, employment verification, and tidy resumes to judge whether a candidate might be the right fit. Those tools were designed for a slower, more predictable workplace—one where behavior could be inferred from a person’s past titles and clean criminal records. But the world has shifted dramatically. People…
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What Is a Keepwell Agreement? Key Advantages for Corporate Finance
In the world of corporate finance, subsidiaries often face financial pressures that can affect their operations, borrowing capabilities, and stakeholder confidence. One tool that companies frequently use to alleviate these pressures is the keepwell agreement. This type of agreement involves a parent company offering support to its subsidiary to maintain solvency and reassure investors, lenders,…
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What Are Liquid Assets? Key Benefits, Examples, and How They Impact Your Business
Every business, whether small or multinational, relies on its ability to access cash quickly. The strength of that ability depends largely on its liquid assets—resources a company can convert into cash without delay or major loss of value. Liquid assets form the backbone of short-term financial planning and help companies navigate unexpected bills, revenue dips,…
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What Is a Loan Note? Complete Guide to Terms, Benefits, and Examples
Loan notes play a central role in many financial transactions, yet most people only encounter them briefly when signing paperwork for a home, car, or business investment. Despite their simple appearance, these documents carry significant legal and financial weight. They outline responsibilities, protect both parties, and ensure everyone involved understands how the loan should be…
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The Ultimate Guide to Financial Modeling for Smarter Business Forecasting
Financial modeling plays a central role in how modern businesses make informed decisions. At its core, the process involves translating a company’s historical performance and expected future activities into a structured numerical format—typically a spreadsheet. This model becomes a powerful tool that helps leaders, analysts, and investors anticipate the impact of strategic decisions, economic changes,…
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How Revenue-Based Financing Works and Why It’s Transforming Business Funding
For many growing companies, securing capital can feel like an uphill climb. Traditional loans often demand rigid repayment schedules, and equity financing requires giving up a piece of the business. Revenue-based financing has emerged as a middle-ground solution—one that offers access to funds without these heavy trade-offs. It has gained traction among entrepreneurs, especially in…
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Inside Ghana’s 2026 Budget: The Big Push Toward Transformation
Macro-economic Situation & Outlook The government sets the stage by assessing the global and domestic economic environment. While international growth remains fragile, rising commodity prices and supply-chain shocks put pressure on small open economies like Ghana’s. Domestically, the economy is emerging from a difficult period of inflation, currency depreciation, and elevated debt levels. Despite these…
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How Government Budgets Really Work: Revenues, Spending, and the Forces That Shape National Policy
Understanding Government Budgets in Modern Society A government budget is one of the most important tools a nation uses to plan its financial direction and express its policy priorities. At its core, a government budget outlines how much money the state expects to receive and how much it plans to spend within a set fiscal…
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The Real Reason Profit Is Not an Asset—and How Accounting Proves It
Profit is not an asset because profit is a financial result, not a resource owned by a business. Here is the clear explanation and “proof” using accounting logic and the structure of financial statements. What Profit Actually Is Profit represents the excess of revenue over expenses for a specific period.It shows performance, not a physical…
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Building Powerful Client Relationships: How Personal Connection Drives Loyalty and Business Growth
In a world where communication tools have multiplied and automated systems dominate many interactions, forging a personal bond with your clients has never been more essential. Whether you operate in public relations, marketing, consulting or any other relationship-driven field, the ability to genuinely connect with people continues to influence long-term success. Clients today are not…